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Streamline your business' finances

No monthly fee banking, budgeting, payments, and invoicing — all in one. Join 200,000 small businesses that trust Novo to help them save time and money.

Forget everything you know about banking

  • No monthly fees and no minimums
  • Easy integrations with the tools you already use
  • Built-in invoicing, budgeting, and transaction categorization

Reimagine your business banking experience

  • No monthly fees and no minimums
  • Easy integrations with the tools you already use
  • Built-in invoicing, budgeting, and transaction categorization
Novo software screens in mobile and desktop
Streamline your business

Free business checking account in the palm of your hand

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Easy Transfers

Free ACH transfers, mailed checks, and incoming wires.

Apply in minutes icon

Apply In Minutes

Submit your application in under 10 minutes.

No hidden fees icon

No Hidden Fees

Don't be surprised by a fee again – see for yourself.

FDIC Insurance icon

FDIC Insurance

Insured through Middlesex Federal Savings.

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Online Banking

Banking at your fingertips anywhere, anytime.

Traditional Business Bank Accounts
Monthly fees$0Up to $20/month
Minimum balance requirement$0Up to $5,000
Overdraft fees$0Up to $35
Free invoicing and budgeting tools
Integrations with Stripe, Square, PayPal, Quickbooks, Gusto, and other popular apps
Fraud monitoring
ATM fees reimbursed

Up to $7 per month

FDIC Insurance up to $250,000

FDIC insurance through Middlesex Federal Savings, F.A.

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Connect to your tools

We integrate with the services you use to manage and grow your business.
Get Started
Get Started

Your data and money are safe and secure

Novo debit cards
FDIC Insurance

Your deposits are insured up to $250,000 through our partner bank, Middlesex Federal Savings, Member FDIC.

Mastercard’s Zero Liability protection

Your Novo debit card is covered with Mastercard’s Zero Liability and ID Theft Protection programs.

Bulletproof Security

Our dedicated security teams and bank-grade encryption ensures that your information remains safe 24/7.

The Novo Virtual Card

Your virtual card is more secure than ever with digital safety measures and the ability to freeze and unfreeze the card instantly.

Hear it from our customers

Trustpilot
Deals on the best tools for your business

Thousands in savings

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$5k in waived Stripe processing fees

20% off forming your business entity

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$79/annually to file state & federal taxes - 53% discount of Keeper's retail

50% discount on the first 6 months of Plus and 1 hour of professional services (only available the first 30 days of launch)

3 months free of Way+ Sapphire

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3 Months Free - average savings up to $1,720

©
‏‏‎ ‎Novo Platform Inc. All Rights Reserved
Novo is a fintech, not a bank. Deposit account services provided by Middlesex Federal Savings, F. A.; Member FDIC. FDIC insurance through Middlesex Federal Savings. Physical debit cards provided by Middlesex Federal Savings or Patriot Bank. Virtual cards and physical cards provided by Patriot Bank, N.A., Member FDIC, pursuant to a license from Mastercard International Incorporated and may be used everywhere Mastercard® is accepted. Mastercard is a registered trademark of Mastercard International Incorporated. Novo’s third-party ATM fee reimbursements will be limited to $7 per month effective January 1, 2024.
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Novo is a fintech, not a bank. Banking services provided by Middlesex Federal Savings, F.A. Member FDIC.