Our global expertise can help you meet your financial goals
Open an HSBC Premier checking account[@premiereligibility] and you'll enjoy premium banking with both local and global benefits.
Discover what HSBC Premier can offer you
Enjoy the benefits of a Premier relationship
As an international bank, we understand that you have global, complex financial needs. We can help you make the most of your money, anywhere your money goes.
- Access to wealth products, insights and advice from an HSBC Wealth Relationship Manager through HSBC Securities (USA) Inc.
- Move money domestically and globally seamlessly and securely with our flexible money movement services
- Credit portability that allows you to live, work and travel with HSBC Premier status around the world
Save more with Premier
Get rewarded with a higher savings rate
Earn a higher Relationship APY when you open an HSBC Premier Relationship Savings account[@QualPremRelSavAcc] and link your eligible Premier checking account and meet at least one of the following eligibility criteria each month[@relapypremrelsave].
- Spend $500 on your debit card: Make $500 or more in purchases or payments (excluding ATM withdrawals) using the HSBC Debit Card associated with your linked HSBC Premier checking account
- Receive $5,000 in direct deposits: Qualifying direct deposits of $5,000 or more into the linked HSBC Premier checking account
- Have a $500,000 mortgage: HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000
- Hold Premier Elite status[@premierelite]
Things to know
Qualifying criteria
To apply for a Premier checking account, you need to have at least one of the following:
- At least $75,000 in total deposits and/or investments[@investmentsdisclaimershort]
- At least $5,000 in total direct deposits[@qualdd] per month
- A U.S. residential mortgage loan with an original loan amount of at least $500,000
What you need to apply online
To apply online:
- You must be 18 years of age and have a social security number
- You'll need a U.S. mobile number
- You'll need a current U.S. residential address and U.S. residential address for the past one year
If you don't currently meet these criteria but you're still interested in opening an account with us, you might be interested in our international banking services.
Ready to apply?
Apply online today
Apply this way for a sole account.
If you need a joint account, you'll need to book an appointment with a Wealth Relationship Manager. Alternatively, you can add another account holder once the account is open.
Book an appointment with a Wealth Relationship Manager
If you'd prefer to speak to somebody or if you need to apply for a joint account, you can book an appointment with a Wealth Relationship Manager and we'll call you back.