Chase First Banking^SM

A debit card for kids

No Monthly Service Fee^{Same page link to footnote reference1}
Designed for kids ages 6-12, available for ages 6-17
Banking account owned and managed by you
Exclusively for Chase checking customers

Not a Chase checking customer? Explore accounts Opens in a new window

Open now

Account subject to approval

Unlock their world with a debit card of their own

Their card, your guidance. With Chase First Banking, your kids will be on the path to learning financial responsibility.

Stay in the know with limits and alerts

Set limits on where and how much they can spend or withdraw from ATMs. Plus, Account Alerts^{Same page link to footnote reference2} help you keep track of their purchases.

Security features for peace of mind

Teach your kids money skills with confidence using security features like secure sign-in via the Chase Mobile^® app.^{Same page link to footnote reference3}

Power up your kid’s money confidence

Stay on top of where and how much your child can spend

You can set limits on where and how much your child can spend or withdraw from ATMs.
Within your set limits, your child can make purchases with their debit card.
If your child needs additional money, you can approve or reject their request.
Account Alerts help you stay in the know about your child's spending.

A mother holds a tablet and goes over on-screen information with her daughter, who's holding her Chase First Banking debit card

Create savings goals for all the dreams ahead

Establish saving goals with your child — encourage them to dream big!
Track their progress together in the Chase Mobile^® app. As they earn or receive money, you can allocate it toward those goals.
You're always able to chip in additional money to help them reach their goals.

The Chase Mobile App displayed on a smartphone

Allowances just got way easier

Reward responsibility with allowance transfers, set to repeat on the schedule you choose.
Assign recurring chores and pay your child when they're done.

A father and his two sons wash the car together

Check out what Chase First Banking
customers are saying

CHILD

“It is very cool to have my own debit card with my name and then I can pay for my own things without my parents' card.”

- Ethan^{Same page link to footnote reference4}

PARENT

“I really love that I am able to start teaching my child about banking, saving, earning, and spending.”

- Kayla^{Same page link to footnote reference4}

Participants are compensated for their survey participation.

A banker showing a family a tablet screen while speaking with them

Banking that grows with your family

From the first day of school to college graduation, Chase meets your student where they are in their financial journey:

Teach your child money basics with Chase First Banking^SM
Send money to friends^{Same page link to footnote reference5} and get direct deposits with Chase High School Checking^SM Opens in a new window
Embark on financial independence with a Chase College Checking^SM Opens in a new window account

Plus, set them up with a Chase Savings^SM Opens in a new window account to start building healthy saving habits.

Compare accounts Opens in a new window

Ready to get your kids started with their first debit card?

You'll first need to have a qualifying Chase checking account before you can add a Chase First Banking account. Designed with kids ages 6-12 in mind and available for kids ages 6-17.^{Same page link to footnote reference1} Chase First Banking has a $0 Monthly Service Fee.

Account subject to approval. See Additional Banking Services and Fees (PDF) opens in a new window for more information.

Open nowopens in same window

A father sits with his daughter at her desk, helping her with her work

Have a Chase checking account?

Open a Chase First Banking account for your children

Open nowopens in same window

Not a Chase checking customer?

Choose the checking account that’s right for you

Explore accounts Opens in same window

Got questions? We’ve got answers.

Chase First Banking is a banking account for kids ages 6-17 and designed with kids 6-12 in mind, opened by parents, that helps families digitally manage spending and provides opportunities for kids to learn and practice the basics of money management by using a debit card in their name. It can be accessed virtually anywhere with the Chase Mobile^® app^{Same page link to footnote reference1} or on chase.com.

Chase First Banking accounts come with a number of unique features for both parents and kids.
Parents can:

Choose where and how much their child can spend in stores and online
Create kids' allowances
Assign chores
Receive activity-related Account Alerts^{Same page link to footnote reference2}
Set limits on where and how much their child can spend or withdraw at ATMs

And kids can:

Use their debit card to make purchases at stores and online
Track their balances and transactions with the Chase Mobile^® app
Create savings goals
Withdraw money from ATMs using their Chase First Banking debit card (at participating non-Chase ATMs; fees from Chase and the ATM owner still apply)
Learn how to manage their money in real-world scenarios

Chase First Banking is available for kids ages 6-17 and designed with kids ages 6-12 in mind.

Funds can only be transferred into the Chase First Banking account from the parent/guardian's Chase checking account via the Chase Mobile^® app. Cash/check deposits in a Chase branch, at ATMs or direct deposits are not supported with Chase First Banking.

Yes, you need to be a Chase checking customer to open a Chase First Banking account. Chase First Banking accounts must be linked to a qualifying Chase checking account, but your child will not have access to your other Chase accounts.

Qualifying accounts include: Chase Secure Checking^SM Opens in a new window, Chase Total Checking^® Opens in a new window, Chase Premier Plus Checking^SM Opens in a new window, Chase Sapphire^SM Checking Opens in a new window, or Chase Private Client Checking^SM Opens in a new window. Benefits offered to these checking accounts do not apply to Chase First Banking accounts.

You can open an account online or schedule a meeting Opens in a new window at a Chase branch. If you're a current Chase customer, you can also use your Chase Mobile^® app to open an account today. Need help deciding? Compare our checking account options here Opens in a new window.

No, Chase First Banking does not support peer-to-peer transactions, like those using Zelle^®, Venmo^®, PayPal^® or Cash App^TM. Additionally, the account's debit card cannot be added to fund these types of transactions.

Chase High School Checking^SM Opens in a new window, an account for teens ages 13-17, may be a better option for teens who need access to peer-to peer transactions. Compare our checking account options here Opens in a new window.

Still have questions? See a full list of FAQs here Opens in a new window.

Same page link returns to footnote reference ¹For parents/guardians interested in teaching their child how to manage money using a debit card with the child's name on it. The parent/guardian is the owner of this account and must have an online profile and one of these other checking accounts at account opening: a Chase Secure Checking^SM, Chase Total Checking^®, Chase Premier Plus Checking^SM, Chase Sapphire^SM Checking, or a Chase Private Client Checking^SM account. Benefits offered to these checking accounts do not apply to Chase First Checking accounts. To promote parental controls and guardrails, only the parent/guardian who opened the account can fund or manage it. You can open a Chase First Checking account for your child who is 6 - 17 years old. Once your child turns 18, we recommend they open their own account. If they do not select another account by the time they turn 25, we will close the Chase First Checking account.

Same page link returns to footnote reference ²Account Alerts: There's no charge from Chase, but message and data rates may apply. Delivery of alerts may be delayed for various reasons, including service outages affecting your phone, wireless or internet provider; technology failures; and system capacity limitations. Any time you review your balance, keep in mind it may not reflect all transactions including recent debit card transactions.

Same page link returns to footnote reference ³Chase Mobile^® app is available for select mobile devices. Message and data rates may apply.

Same page link returns to footnote reference ⁴The testimonials on this page or provided via linked videos are the sole opinions, findings or experiences of our customers and not those of JPMorgan Chase Bank, N.A. or any of its affiliates. These opinions, findings, or experiences may not be representative of what all customers may achieve. JPMorgan Chase Bank, N.A. or any of its affiliates are not liable for decisions made or actions taken in reliance on any of the testimonial information provided.

Same page link returns to footnote reference ⁵Enrollment in Zelle^® at a participating financial institution using an eligible U.S. checking or savings account is required to use the service. Chase customers may not enroll using savings accounts; an eligible Chase consumer or business checking account is required, and may have its own account fees. Consult your account agreement. Funds are typically made available in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle^® (go to enroll.zellepay.comOpens Overlay to view participating banks). Select transactions could take up to 3 business days. Enroll on the Chase Mobile^® app or Chase Online^SM. Limitations may apply. Message and data rates may apply.

Zelle^® is intended for payments to recipients you know and trust and is not intended for the purchase of goods from retailers, online marketplaces or through social media posts. Neither Zelle^® nor Chase provide protection if you make a purchase of goods using Zelle^® and then do not receive them or receive them damaged or not as described or expected. In case of errors or questions about your electronic funds transfers, including information on reimbursement for fraudulent Zelle^® payments, see your account agreement. Neither Chase nor Zelle^® offers reimbursement for authorized payments you make using Zelle^®, except for a limited reimbursement program that applies for certain imposter scams where you sent money with Zelle^®. This reimbursement program is not required by law and may be modified or discontinued at any time.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

Chase First BankingSM

A debit card for kids

Unlock their world with a debit card of their own

Stay in the know with limits and alerts

Security features for peace of mind

Power up your kid’s money confidence

Stay on top of where and how much your child can spend

Create savings goals for all the dreams ahead

Allowances just got way easier

Check out what Chase First Banking customers are saying

Banking that grows with your family

Ready to get your kids started with their first debit card?

You'll first need to have a qualifying Chase checking account before you can add a Chase First Banking account. Designed with kids ages 6-12 in mind and available for kids ages 6-17.Same page link to footnote reference1 Chase First Banking has a $0 Monthly Service Fee.

Have a Chase checking account?

Not a Chase checking customer?

Got questions? We’ve got answers.

What is Chase First Banking?

Is there an age requirement for Chase First Banking?

Does Chase First Banking allow deposits?

Do I need to be a Chase customer to open a Chase First Banking account?

Does Chase First Banking support peer-to-peer transactions?

Chase First Banking^SM

Check out what Chase First Banking
customers are saying

You'll first need to have a qualifying Chase checking account before you can add a Chase First Banking account. Designed with kids ages 6-12 in mind and available for kids ages 6-17.^{Same page link to footnote reference1} Chase First Banking has a $0 Monthly Service Fee.